Top 6 Personal Finance Budgeting Tools - Online Freelance Jobs

As we know, budgeting is an important part of financial planning. This means that how to balance our income with our expenses, how to balance our needs with our desires.

Becoming a challenge when our income is not stable, bad economy, and other fluctuations. Therefore, it need a plan and appropriate financial management.

Below are some financial management tools, I think these tools can be used as one effective way to manage our finances.

With these tools:

• We can track all incomes and expenses.

• With a reminder tool, allowing us to pay routine bills on time.

• We can make a financial plan for long-term goals for the budget, savings, or investment.

Some tools available for free and paid. Here are :

1. Mint : Founded in 2005, based in Mountain View, CA, USA. Mint pulls all your financial accounts into one place. Set a budget, track your goals and do more with your money.

features : Auto categorization, easy budgeting, timely alerts, helpful graphs, find savings, track investments, bill reminders, etc. support : iPad, iPhone, and Android (phones or tablets). Price : free.
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2. Manilla : Founded in 2010, based in New York, USA. Manilla gathers all of the information you need to manage your bills and accounts and puts it in one secure place, available 24/7. With automatic reminders, Manilla lets you know when important bills are almost due, or when rewards points are about to expire.

features : Free storage, custom alerts, unlimited access to the bills, statements and notices that your accounts offer ? without the paper clutter, and much more. Support : Android or iPhone. Price : Free.

3. MoneyStrands : Launched in March 2009 and headquartered in San Francisco. moneyStrands is an award-winning, online Personal Finance Management (PFM) service designed to help people develop better financial habits.

features : Track your bills all on in one place in a monthly, weekly or list view. Automatically imports and categorizes your banking activity from 1,000s of banks. There are cashflow management, timely alert, Dept & fees management, bill calender, insightful analysis & reports, and much more. Support : iPhone apps. Price : free.

4. Payoff : Founded in 2011, ased in Los Angeles, CA, USA. Payoff is the new FREE way to pay off your debt, save money and fulfill your dreams.

features : Link a credit card to Payoff, earn badges & track progress, goal Setter, connect your accounts to track your goal progress, etc. Price : Free. 5. HelloWallet : Founded in 2008, based in Washington, DC, USA. HelloWallet providing some practical ways for you to make smart money decisions and more with what you have.

features : Automatic spending categorization, automatic expense and goal tracking, cashflow forecasting, receive individualized advice by daily messages, etc. Price : $8,95/month.

6. Lemon : Founded in 2011, based in Palo Alto, CA, USA. With Lemon, you can collect and store your paper and email receipts in one place, so you can see exactly how much money you spend and what you spend it on.

features : Easily add & upload unlimited receipts, export receipt scans and data any time, generate spending summary reports. Capture store name, address, purchase total, date, time & category, and more. Support : iPhone, Android, Windows Phone, Blackberry, and symbian phone. Price : basic (free) & premium plan ( Family : $3/month or $20/year, Business : $4 per user/month, Data : $9/month or $50/year).

Glad to hear your opinion. Please if you have any comments or interesting/bad experiences on the above services.

Happy freelancing, keep working, keep your health, and good luck for all! :)

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